Small Business / 1099
Small Business Coverage Path
Owners, contractors, and 1099 workers often need coverage that doesn't fit one box. We triage by team size, owner-only versus employees, ZIP/state, timing, and contact preference — then map the right path without promising tax, legal, or HR outcomes.
- Owner-onlyIndividual or family coverage path that fits how the business is structured.
- Small teamsCompare owner and employee paths before locking in a group structure.
- 1099 contractorsMarketplace, private, and supplemental options reviewed together.
- What to prepareTeam size, owner vs. employees, ZIP/state, timing, and preferred contact.
Common questions
›Is this group coverage or individual?
Both are possible. Small business owners, contractors, and 1099 workers sometimes need individual or family coverage, and sometimes a small group path. We start with team size and situation, then map the right route.
›Can you help with employees too?
Yes — if you have a small team, we can include owner and employee coverage in the review. We don't force a group structure until your situation calls for it.